That’s what I do with most cards. But when you have only one card that you can save this much interest on during a year when you’ve have to charge thousands of dollars unexpectedly on dental work, we use this one. We do charge any smaller amounts that don’t qualify for the promotions on other cards. I’m hoping we can pay this off really soon so we won’t have to bother with it anymore. We just can’t afford to charge $5,000 to another card and pay it by the end of the month — especially three months in a row. Having 12–18 months to pay it off with deferred interest is just too good to pass up — as long as we can pay it off before the offer ends. The interest we save is a good hourly rate for the time it takes to make the payments.

Christian, bereaved adoptive mom, blogger, amateur nature photographer, voracious reader. Married 54 years. Central Coast of California.

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